The Influence of Perceived Usefulness, Perceived Ease of Use, and Perceived of Trust on Customer's Acceptance to Use Islamic Credit Cards

Abstract

This study examines the factors that influence the attitude of customers’ intention toward the usage Islamic credit cards among students of Kolej Universiti Insaniah. The factors which are included in this study are perceived ease of use, perceived usefulness, perceived of trust on the Islamic credit cards. This study adopts the application of the technology acceptance model (TAM) to capture factors which have an impact on the customer acceptance of Islamic credit cards. This provides evidence that the perceived ease of use ha significant influence on the student’s acceptance to use Islamic credit cards. This study recommends that future studies need to explore other factors which could affect the acceptance of Islamic credit cards.