Abstract:
This qualitative analysis seeks to investigate the factors that contribute to the success of a Sharia cooperative as an
Islamic microfinance institution. This study utilized primary data collected from various articles, websites, books, etc. The data was then subjected to victimization thematic analysis. The first section provides an explanation of the concept of Islamic cooperatives. The following section provides an overview of Islamic microfinance institutions. Focusing on elements such as organizational attributes; management and operational excellence; human capital capability, effective internal control, and supervision; level of support; and spirituality, the study was able to identify the critical success factors of Islamic cooperatives. The study concludes the discussion at its conclusion.