A Conceptual Framework for the Intention to Comply with Islamic Financial Planning

Abstract

A good financial plan would enable an individual to deal with all kind of risks in life which would lead to a worryfree and financially more secured life. Muslims are obligated to adopt Islamic financial planning because it is part of the Shari’ah obligations. The objective of this study is to propose a conceptual framework for the intention to comply with Islamic financial planning among staff of Universiti Islam Antarabangsa SultanAbdul Halim Muadzam Shah (UniSHAMS). This study will employ the Theory of Planned Behavior and propose the integration of attitude, knowledge and self-efficacy to test their influence as independent variables on the intention to comply with Islamic financial planning as one of the Shari’ah requirements. It is hoped that useful outcome of enormous significance to the practitioners and other relevant stakeholders.