http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/557 2026-04-22T22:11:11Z http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/32059 The Influence Factors of Young People in Making Investment Decisions Farah Nadirah Abdul Manan; Siti Hafsha Albasri; Nurul Shahariza Abu Hassan; Siti Fatimah Muhamad Nor Investment is an act of delaying current consumption to be included in productive assets in a certain period. It means that investment is sacrificing something to obtain benefits or profits in the future. Investment is divided into two forms: real investment (gold, land, and buildings) and investment in financial assets (stocks, bonds, and deposits). Investment is a term that must be familiarise and well known by people nowadays. With the current economic situations that uncertain and still in healing process after affected by the Covid-19 pandemic, investment become a term that should be educate to young people and also kids at early ages. As parents we should teach our children what is investment. How they can start investing at their age. What the benefits that they will get from investment. Parents can start by open an Amanah Saham Bumiputera (ASB) account. Teach them to save a small portion of their pocket money and invest it at the end of each month. According to Bartik, (2011) early childhood education on investment will give effect towards economic development. He also found that investment in early childhood programs including educating them with financial educations and many more will result in a local economy with more skilled labour, which will attract more and better jobs to the local economy. Dash (2010) found that woman tends to save more rather than invests. Risk taking behaviour of the investor is depend on their risk preferences. Besides the risk behaviour of the investors himself, Arif (201 5) found that the performance and the financial statement of the firm are the main factors that investors will consider in investment decision making process. They tend to choose or invest in company that performed well. Financial literacy or financial knowledge is one of the influence factors in decisions making but not significant as condition of the financial statement of the firm chosen. This article explores about influence factors of young people in making investment decisions. The articles begins by outlining about investment and young people. What is risk and return? Confidence level versus knowledge level that influence more in making investment decisions. The article then discusses the constraint in investment industry. The final section discusses the effect of investment industry towards economic performance. And finally, the article ends with conclusion parts. 2023-03-01T00:00:00Z http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/28620 The Effect of Money Creation in Increasing Demand and Generating the Economy Farah Nadirah binti Abdul Manan; Siti Hafsha Albasri; Nurul Shahariza Abu Hassan The purpose of this study is to study the effect of the creation of money in increasing demand and generating economy. Qualitative methods by collecting previous literature review are used to find out the relation between money creations and give effect towards economy. This study provides empirical evidence that money creation can be increase the demand and stimulate or generate the economy. This article explores about money creation that will give effect towards economy. The articles begins by outlining about money creation, highlight the current issues, money creation from banking perspective and money creation from economic perspective. The article then discusses the limits to the banking system’s ability to create money and the important role for central bank policies in ensuring that credit and money growth are consistent with monetary and financial stability in the economy. The final section discusses the effect of money creations towards economic performance. And finally, the article ends with conclusion parts. 2021-01-01T00:00:00Z http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/28419 Pendigitalan Operasi Kutipan dan Agihan Zakat dalam Mencapai Matlamat Pembangunan Mampan Farah Nadirah binti Abdul Manan; Nurul Shahariza Abu Hassan; Siti Hafsha Albasri; Mohd Nasri Ab Ghani Tujuan kajian ini adalah untuk mengkaji keberkesanan penggunaan aplikasi Zakat on Touch di negeri Kedah, Malaysia. Kaedah kualitatif dengan mengadakan temu bual dengan pegawai Lembaga Zakat Negeri Kedah digunakan untuk mengetahui keberkesanan penggunaan aplikasi ini dalam operasi kutipan dan agihan. Kajian ini memberikan bukti empirikal bahawa Matlamat Pembangunan Mampan mampu dicapai melalui penggunaan aplikasi Zakat on Touch. Kajian ini diharapkan dapat memberikan kesedaran dan galakan kepada orang ramai tentang penggunaan Zakat on Touch dan dalam masa yang sama mampu memberikan cadangan kepada Lembaga Zakat Negeri Kedah untuk meningkatkan pungutan dan pengurusan zakat pada masa akan datang. 2021-03-01T00:00:00Z