http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/1303 2026-04-20T22:41:42Z 2026-04-20T22:41:42Z Nurul Shahidah binti Fadzin Wan Nazjmi bin Mohamed Fisol http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/31999 2024-10-01T06:51:50Z 2023-01-01T00:00:00Z

Awareness of Credit Management Among Public Servants in Malaysia Through Counseling and Credit Management Agency (AKPK) Nurul Shahidah binti Fadzin; Wan Nazjmi bin Mohamed Fisol Credit Credit management is a crucial aspect in ensuring financial sustainability within society, particularly among civil servants. Therefore, it is paramount that the general public in Malaysia have a comprehensive understanding and awareness of the Credit Management program through the Credit Counselling and Management Agency (AKPK) to prevent the community from being burdened with high levels of debt, which could potentially lead to bankruptcy. As such, this article aims to analyze the behavior of public servants in the state of Kedah, involving a total of 150 individuals, in order to identify their level of awareness of the credit management program under the AKPK.This study employs quantitative methods to examine demographic factors, as well as the relationship between consumer understanding, awareness, and perception of credit management programs through the Credit Counselling and Management Agency (AKPK) among public servants in Malaysia. The results of this study can be useful in improving the quality of the Credit Management program under AKPK and raising awareness among civil servants towards credit management in Malaysia.

2023-01-01T00:00:00Z Mohd Izzat Mohd Zuki Wan Nazjmi bin Mohamed Fisol http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/31998 2024-10-01T06:35:48Z 2023-05-22T00:00:00Z

Studying the Level of Awareness among Malaysian Higher Educational Institutions (IPT) Regarding the Importance of Financial Counseling Through Counseling and Credit Management Agency (AKPK) from the Perspective of Maqasid Syariah Mohd Izzat Mohd Zuki; Wan Nazjmi bin Mohamed Fisol Financial counselling knowledge in the Malaysian public is crucial in helping individuals to manage and plan their finances better and more efficiently, in which financial counselling means a process in helping relationships with the choices and beliefs required in involving finances. Problems arise due to the increase in cases of insolvencies and bankruptcy among Malaysians stemming from a lack of awareness and knowledge in financial counselling, as well as the failure of the public to plan their financial management. This study aims to identify the relationship between understanding, perception, consumers' demographic factors, and other factors with the awareness of the importance of financial counselling from the perspective of Maqasid Syariah. The type of methodology used in this study is quantitative by selecting a hundred respondents from (UniSHAMS) to answer a survey that has been prepared online and responses that have been given are analyzed to obtain data by using the Statistical Package for the Social Sciences (SPSS) to obtain descriptive and inferential values and multiple regression analysis. The findings from the analysis show that understanding factors and demographic factors are not the cause of the lack of awareness of financial counselling among members of higher learning institutions from the perspective of Maqasid Syariah. However, the perception factor strongly influences this study. The researcher hopes that with this study, the financial planning agency namely the Credit Counselling and Debt Management Agency (CCDM), also known as Agensi Kaunseling dan Pengurusan Kredit (AKPK) can increase the efforts in implementing various forms of programs in providing exposure of the importance of knowledge related to financial counselling to society, especially those from higher learning institutions. This can be done by encouraging them to get involved in the programs provided and also to improve the educational modules related to financial counselling from the

2023-05-22T00:00:00Z Wan Nazjmi bin Mohamed Fisol Yusuf bin Haji Othman Muhammad Aizat bin Saad http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/31960 2024-09-25T01:57:33Z 2023-05-01T00:00:00Z

Private Islamic University in Malaysia Towards A Waqf-Based University: The Sources of Waqf Higher Education Collection Using Fintech Crowdfunding Platform Wan Nazjmi bin Mohamed Fisol; Yusuf bin Haji Othman; Muhammad Aizat bin Saad The main objective of this research paper is to see the potential of using FinTech Crowdfunding Platform (CFP) concepts in waqf higher education fundraising to develop private Islamic higher education in Malaysia as a waqf- based university. Qualitative methodology is using which based on journals articles, interviews the Islamic Banking Students & Lecturers, books and any other related materials. The findings of this paper show that fundraising to create educational waqf funds using FinTech crowd funding concepts is potential to help fundraising to curb the problem of lack of money to develop private Islamic higher education as a waqf-based education. As conclusion, private Islamic higher education has the potential to be developed as a full and waqf-based education looking at the development and progress that this educational institution has gone through. Fundraising for waqf higher education through FinTech Crowd funding Platform (CPF) concept is seen to be one of the sources to solve the problem of lack of funds to realize the establishing of private Islamic higher education in Malaysia becomes a reality.

2023-05-01T00:00:00Z Wan Nazjmi Bin Mohamed Fisol Akli Bin Ahmad Fadhilah Mohd Zainon http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/28478 2024-11-03T00:54:35Z 2021-06-01T00:00:00Z

Perubahan Syarat Wakaf Melalui Pendekatan Maslahah Wan Nazjmi Bin Mohamed Fisol; Akli Bin Ahmad; Fadhilah Mohd Zainon Wakaf merupakan insturmen penting di dalam sistem ekonomi sesebuah negara bagi memastikan pembangunan sosio-ekonomi dapat dibangunkan dengan lebih berkesan. Terdapat beberapa isu yang timbul dalam menguruskan pembangunan tanah wakaf bagi tujuan pembangunan sosio-ekonomi ummah disebabkan terdapat beberapa syarat yang ditetapkan oleh pewakaf (waqif). Oleh itu, kajian ini dilaksanakan bagi mengkaji beberapa pandangan ulama melalui kitab-kitab turath dari aspek perubahan syarat wakaf melalui pendekatan Maqasid Shariah iaitu “Tasarruful Imami ‘Ala al-Ra’iyyati Manuthun bi al-Maṣlaḥah”. Bagi sistem perundangan di Malaysia, pengurusan dan pentadbiran harta wakaf adalah di bawah kelolaan Majlis Agama Islam Negeri (MAIN). Oleh kerana pengurusan dan pentadbiran harta wakaf berada di bawah bidangkuasa MAIN, yang perlu melihat kepada maslahah dan keperluan yang lebih luas dalam pembangunan harta wakaf. Maka Kaedah yang digunakan dalam kajian ini adalah berbentuk kualitatif dengan mengaplikasi kaedah analisis kajian kitab turath yang berkaitan dalam membantu pembangunan dan pengurusan harta wakaf dengan lebih berkesan dalam membangunkan sosio ekonomi masyarakat di Malaysia.

2021-06-01T00:00:00Z