Yahaya, Sani; Shinkafi, Akilu Aliyu; Haji-Othman, Yusuf
(Universiti Islam Antarabangsa Sultan Abdul Halim Mu'adzam Shah(UniSHAMS), 2021)
Financial exclusion renders many underprivileged and sometimes religious-minded populace financially excluded, especially by the conventional financial institutions. Thus, it has been a stumbling block to the development ...