UniSHAMS
http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/2372
Universiti Islam Antarabangsa Sultan Abdul Halim Mu'adzam Shah2024-03-28T16:42:19ZTadabbur Al-Quran Siri 1 : Surah Al-Fatihah dan Al-Baqarah
http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/17134
Tadabbur Al-Quran Siri 1 : Surah Al-Fatihah dan Al-Baqarah
Mohd Sholeh bin Sheh Yusuff, Dr.; Tengku Zawani Tengku Zawawi; Yusuf Haji-Othman, Dr.; Abd. Naser bin Ismail
2020-10-01T00:00:00ZSistem Kehakiman Islam dan Guaman Syarie
http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/13206
Sistem Kehakiman Islam dan Guaman Syarie
Md Amin bin Abdul Rahman al-Jarumi, Prof. Dr.
2019-01-01T00:00:00ZNota Ringkas, Contoh Soalan dan Jawapan Pengajian Malaysia
http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/11977
Nota Ringkas, Contoh Soalan dan Jawapan Pengajian Malaysia
Hadijah Johari; Anas Suzastri Ahmad
Buku Pengajian Malaysia: Nota Ringkas, Contoh Soalan dan Jawapan ini ditulis berasaskan sukatan yang telah ditetapkan oleh Kementerian Pengajian Tinggi Malaysia (KPT) dan Agensi Kelayakan Malaysia (MQA) untuk kursus Pengajian Malaysia pada pringkat Sijil, Diploma dan Ijazah.
Buku ini boleh dijadikan rujukan dan panduan kepada para pelajar di Institusi Pengajian Tinggi kerana mengandungi maklumat atau nota ringkas yang diperlukan meliputi aspek sejarah perjuangan kemerdekaan, sistem dan struktur pentadbiran, perlembagaan dan proses politik, pembinaan negara bangsa dan dasar utama negara.
Buku ini berjaya dihasilkan atas usaha semua pihak. Justeru, jutaan terima kasih kepada keluarga, rakan setugas, Pusat Pengajian Umum dan Universiti Islam Antarabangsa Sultan Abdul Halim Mu’adzam Shah (UniSHAMS) secara amnya. Semoga buku ini dapat membantu usaha memasyarakatkan sejarah kepada anak bangsa yang merdeka.
Books order can be made directly by email/phone : hadijah@unishams.edu.my / 04 - 04-415 5567
2018-12-01T00:00:00ZThe Effect of Bank-Specific Variables on NSFR of Malaysian Banks
http://unisep.lib.unishams.edu.my/xmlui/handle/123456789/11898
The Effect of Bank-Specific Variables on NSFR of Malaysian Banks
Idris Mukhtar; Nur Ainna Ramli; Azrul Azlan Iskandar Mirza
The recent 2008 world financial crisis show how the liquidity problem in a particular region can easily affects the whole world. Following the crisis, both supervisory and regulatory bodies recommended various measures that will makes the bank’s liquidity more vibrant. Liquidity crisis in a bank will undermines the performance, while non-performance of a bank will lead to failure. Studies were conducted on the factors affecting the liquidity risk in banks previously. The factors examine includes internal, external and ownerships; some studies indicated that before the 2008 crisis, liquidity risks in banks was not taken as one of the major priority by banks. At the outbreak of the crisis it was realized that liquidity is one of the major cause.; Thus, Basel committee on banking supervision (BCBS) come up with suggestions and structures that will makes the banks liquidity more powerful among which NSFR is included. it is noticed that, after the crisis, banks performance was improved, although some studies indicated that still the performance of some banks failed due to the lack of strong liquidity. This study uses secondary data from Fitch connect
databases to evaluate the internal variables and ownership factors that determines the bank’s Liquidity risk. The new liquidity rule (NSFR) act as dependent variable. The findings of the study through Panel corrected standard error (PCSE) model indicated that, all the banks in Malaysia over complied with newly introduced NSFR, the study further finds that, only capital and non-interest income are contributing factor to this over compliance. The implications of this is that maintaining an excessive liquid asset tend to lower the bank’s profitability, thus it is recommended that the Banks need to find other ways to invest their excess liquid assets in order to be more profitable.
2018-12-01T00:00:00Z